Yes. You can pay for repairs and tires over time through Snap Finance or with a Synchrony Car Care credit card. We don’t run the plans ourselves: you apply with the provider, the provider decides, and then you pay us through the plan.

Not for Snap. Good credit isn’t required and no credit history is needed to apply. Snap’s decision isn’t based on your credit score alone, so people with bad credit or no credit can still be approved. Not everyone is, and the amount depends on what Snap approves.

Synchrony is a credit card with a standard credit approval, so it usually suits people with established credit.

It can. Snap gets information from the credit bureaus when you apply, and your score with those bureaus may be affected. Synchrony checks your credit as part of the card application.

With Snap, up to $5,000 ; the amount varies by applicant. With Synchrony, your credit limit is set when you’re approved. Get the written estimate first, so you know the number you’re applying for.

Yes, both applications are online. Many people apply after we’ve written the estimate, so they know the amount, but either order works.

Yes. Apply on your phone at our counter and we’ll walk you through it.

It depends on the provider. Synchrony Car Care is a credit card. Snap’s offer may be a lease-to-own agreement or a loan, depending on your state and what you qualify for, and your agreement says which before you sign.

Lease-to-own is not a loan: if you go the full term you pay more than the cash price, and the agreement shows the early payoff options.

Yes. Synchrony is a card, so you can pay any amount whenever you want. Snap agreements include early payoff options that cost less than going the full term; the details are in your agreement.

Repairs, tires and maintenance at our shop: brakes, tires, check engine light diagnosis, transmission, cooling, A/C, steering and suspension and more. If anything on your estimate can’t go on the plan, we tell you before you sign.